lifelock

Yes, that really is my social security number. I put it here because I am that confident that our system works. However, you should protect your social security number and do not share it unless necessary.

Our job is to protect your good name. As a consumer, you have rights that allow you to take more control over who uses your identity and how they use it. We do the mechanics, the details if you will, to enforce those rights. And we stand behind our service with our $1,000,000 Service Guarantee. We charge $10 per month to do it.

Some of what we do, you can do yourself for free. The difference is that the only thing we think about is how to protect your Identity. Think of it this way: all of us can change our own oil, but most of us have it done by specialists. We'd like to think that what we do is more complicated than changing oil, but you get the idea.

Here's what we do:

First, we ask the credit bureaus to set free fraud alerts on your behalf. Usually, this is done through our automated systems and the alerts are set within an hour. From time to time there may be a hitch and we have to do the first one manually, usually because they have a different address on file for you. If this happens, we'll tell you right away and do what needs to be done to get the alerts set. (In case you're wondering, we don't charge anything more for this and our Total Service Guarantee is still in effect from day one.)

Second, unless your circumstances change and you tell us not to, every 90 days or so we ask the credit bureaus to do it again. You can do this for free if you'd prefer, but we make sure it gets done and that it gets done right. That's where the oil change analogy we were talking about kicks in.

Third, we request that your name be removed from lists of pre-approved offers for credit cards and/or insurance. Several sources cite these type of pre-approved offers as one of the many ways identities can be stolen. Many of our members tell us that this alone is worth the price. Again, you can do this for free, but why not let us do it for you?

Fourth, we order your free credit reports on your behalf from the major credit bureaus and they are sent directly to you. We do this every year. You can also do this yourself for free (Pennzoil anyone?).

Fifth, hassling with lost or stolen wallets is no longer a problem with WalletLock™. If ever your wallet goes missing, just give us a call - anytime, anywhere - and a WalletLock specialist will help you contact each credit card, bank or document issuing company, cancel your affected accounts and complete the paperwork and steps necessary to replace your lost documents*, including your credit/debit cards, driver's license, social security card, insurance cards, checkbook - even travelers checks - at no additional cost.

Eminent Domain

Remember all the treasure hunt stories. There was never a treasure hunt for paper money! At some point, it becomes worthless.


Don't buy US Gold

You need to buy a few of those … pure silver, gold if you have the money, and safely stash them. If you’re even more paranoid, don’t buy the US-minted coins because they fall under eminent domain and can be confiscated at the point of a gun — it HAS happened before. Your safest bets are pre-1933 US gold coins minted by the US Mint or foreign gold, like British Sovereigns (I like the 1/4 oz coins).

As a sidetrack … I’ve been getting mail calling me paranoid and crazy. Frankly, I don’t understand where those people get their unshakable faith in the US Federal Reserve Notes and this consumption/service-based economy. It’s not any kind of a secret, people, they even say it loud and clear on CNN/FOX NEWS — we are both a SERVICE economy and a CONSUMPTION-based economy. Two thirds of our economy is driven by consumption, not production. Therefore, in a country with fiat currency, the only thing that can possibly give that currency any intrinsic value is production and productive capacity of the people. What happens to a consumption-based economy then there is nothing else to consume?

Just think about your position for a second, the way I thought about mine. I’m a yuppie (young urban professional), and just like the rest of the office plankton I don’t produce anything … neither am I a value-add for anything my company produces. Are you a doctor? A farmer? Do you know a trade? If no, you, like me, are the first on the chopping block.

You need to buy Silver

You really have a couple of options. Buy US Mint precious metals if you’re not afraid for G.I. Joe confiscating them at the point of his gun. Buy some other form of silver if you are afraid of G.I. Joe slash Uncle Sam confiscating it when the time is ripe.

I’m taking my chances amd buying rolls of 10 US Mint Silver Dollar Eagles every paycheck. Sometimes, when the website advertisement paychecks rolls in, I buy a bar of Swiss Gold.

You’re asking, “why?”

Couple of reasons. First, I’ve been though currency devaluation before in the USSR. Not very fun. I’m talking, “run out and buy up whatever tangible durable goods you can because the paper money ain’t gonna be worth much in a day”.

Second … With the massive amounts (trillions) of dollars of money Federal Reserve is printing to cover the bailouts, I’m predicting massive inflation.