It's no small matter. The median debt load for graduates of a four-year private college is $19,500, according to the College Board, a non-profit association of colleges and education groups. For students at public schools the figure is $15,500.
Then there's credit-card debt: More than half of undergraduates carry a balance, an average of $2,864 by their fourth year, according to the latest data available from Nellie Mae, a student loan originator. Faced with that level of debt, you easily can feel overwhelmed when you're also trying to scrape together a deposit for an apartment or buy a work wardrobe.
It is impossible to enjoy idling thoroughly unless one has plenty of work to do. There is no fun in doing nothing when you have nothing to do. Wasting time is merely an occupation then, and a most exhausting one. Idleness, like kisses, to be sweet must be stolen. - Jerome K. Jerome
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